How it works

Build credit while saving money, starting at $25^ per month.

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Apply for a Credit Builder Account.

Your money is safe and secure.

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Pay off your Credit Builder Account in the specified amount of time.

You can choose the payment term and dollar amount that best fits your budget.

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Each on-time monthly payment builds credit history and adds to your savings.

Your monthly payments are reported to all three credit bureaus.

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Unlock your savings.

Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours (minus fees and interest).